In this episode of Benefits Uncovered, host Jim Csek chats with Lyndon Dyas from TD Benefits about the new government dental program and how it affects employer-provided benefits. While the federal program offers dental coverage for certain income brackets, Lyndon clarifies that it’s not meant to replace existing employee benefit plans. This program is geared towards seniors, dependent children, and disabled individuals with a household income below $90,000, offering various levels of coverage based on income.
Lyndon explains that employers still need to maintain their dental benefits for employees. "If you're on a benefit plan, you're not eligible for this program," he says, highlighting the importance of keeping private dental plans intact. The government program is focused on helping those who don’t already have coverage, rather than replacing employer-sponsored benefits.
Jim and Lyndon also touched on the broader topic of benefits in the workplace, emphasizing the role dental care plays in overall employee wellness. Adding dental coverage to a benefits package can be a game-changer for employees who may not have seen a dentist in years due to financial concerns.
As the conversation wraps up, Lyndon reminds viewers that TD Benefits is always ready to help businesses navigate these changes and ensure their employees have the best coverage possible. You can reach out for a free consultation by filling out the form below.
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